James E. DelGenio LCPC
Arguments over finances are a common issue in many relationships. Here are some tips that will help avoid conflict over finances.
Set Goals and Objectives for your finances.
- Share detailed financial information regularly.
- Make financial decisions together.
- Create a budget.
- Go over your finances together at least monthly.
- Who will pay the bills?
- What is your retirement goal?
- How much will you contribute each month to your 401 plan?
- How much disposable income do you have each month?
- How much will you put into savings each month?
- Suggestion: If you can’t pay the credit card bill in full when it comes, then don’t make the purchase.
- Set an amount ($200 for example) that you agree to disclose to each other before making a purchase.
- Don’t discuss issues, especially financial, on your date night.
- Have a team mentality. Work together and commit to acting responsible with money. This will also result in fewer financial arguments.
- Contribute to paying the bills in proportion to your income as opposed to your spouse’s income.
Payment and Insurance:
Blue Cross and Blue Shield PPO insurance welcome. Cash, check, Visa, Master Card or American Express accepted.
Not in the Chicago area! Now I can work via Zoom with anyone, anywhere in the country and it may still be covered by BCBS PPO Insurance. Check with your BCBS representative.
For those in the metropolitan Chicago area, I have offices in Millennium Park on Michigan Avenue, and near 22nd St and Wolf Road in Westchester. Call James E. DelGenio MS, LCPC, Senior Staff Therapist at The Family Institute at Northwestern University, 847-733-4300 Ext 638.
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Disclaimer: This material is meant to be used in conjunction with psychiatric treatment, medication, if necessary, and supportive therapy. Always share this material and your questions about this material with your doctor and therapist.